Hourly paycheck calculator
Rate, hours and overtime in; take-home pay out, after federal, state and local tax and FICA.
Take-home pay, every two weeks
$1,369.45
$35,606 a year · $2,967 a month · 14.4% of gross goes to tax
- Take-home 85.6%
- Federal 6.8%
- FICA 7.6%
| Item | Per check | Year |
|---|---|---|
| Gross pay | $1,600.00 | $41,600 |
| Federal income tax | −$108.15 | −$2,812 |
| Social Security (6.2%) | −$99.20 | −$2,579 |
| Medicare (1.45%) | −$23.20 | −$603 |
| Net pay | $1,369.45 | $35,606 |
Federal bracket 12% · 2026 rules
How hourly pay turns into a paycheck
Gross weekly pay is your rate times regular hours, plus overtime hours at one and a half times the rate (the Fair Labor Standards Act requires time and a half after 40 hours in a workweek for non-exempt employees; California and a few other states also require it after 8 hours in a day). The calculator annualises that over 52 weeks, runs it through the same federal, FICA and state rules as a salary, then divides back to your pay schedule.
If your hours vary week to week, enter a typical week. For one-off overtime math, the overtime calculator is quicker, and the hourly-to-yearly tables list common wages.
Questions people ask
How do I calculate my paycheck from an hourly wage?
Multiply your hourly rate by regular hours, add overtime hours at 1.5 times the rate, and that is gross pay for the week. Multiply by 52 for the year. Then subtract pre-tax benefits, federal income tax, Social Security (6.2%), Medicare (1.45%) and any state or local tax to get take-home pay.
How much is $20 an hour after taxes?
Full-time at 40 hours, $20 an hour is $41,600 a year. A single filer in a state with no income tax keeps about $36,000 of that in 2026, or roughly $1,390 every two weeks. Pick your state above for an exact figure.
Is overtime taxed more?
No. Overtime is taxed at the same rates as regular pay, but withholding on a larger check can look higher because payroll software annualises that one check. From 2025 to 2028, the federal “no tax on overtime” deduction lets many workers deduct up to $12,500 of the extra half-time premium on their tax return (phasing out above $150,000 of income); it doesn’t change payroll withholding for FICA.
Do part-time hourly workers pay the same tax rates?
Yes, the same brackets apply. Lower annual earnings simply mean more of your income falls under the standard deduction and the 10% and 12% brackets, so your effective rate is lower.